Terms of Service
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Introduction
Welcome to OneSheet, a financial intelligence platform that helps investors and professionals better understand, analyze, and visualize companies through AI-powered data. By accessing or using our services, you agree to be bound by these Terms of Service.
Last updated: November 8, 2025

‍Acceptance of Terms
By creating an account, accessing, or using OneSheet, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.If you do not agree to these terms, please do not use our platform.

‍Description of Services
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OneSheet provides modern tools for stock research, portfolio analysis, and financial data visualization, combining AI insights with reliable fundamentals.
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‍Account Registration

‍‍OneSheet offers subscription-based plans processed through Stripe.
By subscribing, you agree to: Pay all fees associated with your selected planAutomatic renewal at the start of each billing cycle unless canceledCancel anytime via your account dashboardRefunds handled according to our refund policy

‍Disclaimer of Investment Advice
⚠️ Important Notice
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OneSheet is a research and educational tool, not an investment advisory service.The information provided is for informational purposes only and should not be considered investment, financial, tax, or legal advice.
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We do not: Provide personalized investment recommendations, act as a broker, dealer, or investment advisorGuarantee the accuracy or timeliness of data, endorse any specific stocks or strategies, execute or manage investments for users
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Research Purposes Only: All insights and analytics are intended to support research and decision-making, not to replace professional judgment.
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Consult Professionals: Always consult licensed financial, tax, or legal professionals before making investment decisions.
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No Fiduciary Duty: OneSheet and its employees are not fiduciaries and are not responsible for investment outcomes.
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Past Performance: Historical data and backtests are not indicative of future results.

‍User Conduct
You agree not to:Violate any laws or third-party rightsUse the platform for illegal or unauthorized purposesAttempt to hack, disrupt, or overload our systemsScrape, copy, or redistribute platform data without authorizationShare your account credentialsUse our research tools to provide advice without proper licensingRely exclusively on OneSheet data for investment decisionsIntellectual

Property
All content, algorithms, design, and data structures on OneSheet are the exclusive property of OneSheet Financial Technology Inc.You may not reproduce, distribute, or modify any material without prior written consent.Data Security and Privacy
We take privacy and data protection seriously. All information is encrypted in transit and at rest.
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When you connect a portfolio, your financial data remains private, encrypted, and never shared externally.
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‍Limitation of Liability
To the fullest extent permitted by law,

‍OneSheet and its affiliates shall not be liable for:Loss of profits, data, or goodwillInvestment losses or market lossesErrors or delays in dataUnauthorized access to your accountReliance on our research or analysis
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Investment Risk Acknowledgment:
‍You are solely responsible for your investment decisions. OneSheet shall not be held liable for financial outcomes based on use of the platform.

‍Modifications to Terms
We may update these Terms of Service periodically. Updates will be posted on our website with a revised “Last updated” date. Continued use of OneSheet after such updates constitutes acceptance of the new terms.

‍Termination
We may suspend or terminate your account without prior notice if your conduct violates these Terms or harms OneSheet, other users, or third parties.

‍Governing Law
These Terms of Service are governed by the laws of Canada (Province of Quebec), without regard to conflict of law principles.

Contact Us
For questions or concerns about these Terms, contact:
Email: anthony@onesheet.ca
‍Company: OneSheet Financial Technology Inc.
‍Website: https://onesheet.ca